Free Checking, Interest Checking and More Checking Options
Your financial needs aren’t the same as anyone else, so why do most banks offer one-size-fits-all checking accounts? At F&M Bank, you’ll find a variety of personal checking accounts with an assortment of features and benefits. This means you have more choices to pick the checking account that best fits your needs.
Every new personal checking account includes:
- FREE Debit Card
- FREE Online Banking
- FREE Bill Pay
- FREE Mobile Banking
- FREE Mobile Deposit
- FREE Foreign ATM Withdrawals
- FREE eStatements with online Check Images
- Chance to win a prize
- Buy back of your unused checks and debit cards from another financial institution
To open your Checking Account, stop in to your local F&M Bank office to speak with a member of our team or click on the button below to open your account online.
Question 1:
To earn a higher rate of interest, will you always keep more than $1,500 in your checking account?
Question 3:
Does anyone plan to have direct deposit or an automatic payment with this account?
Yes No - Please show me more about Absolutely Free Checking accounts!
Preferred Interest Checking
An account for those interested in higher interest
- FREE personalized checks (see banker for details)
- Higher interest rate with a balance of $1,500 or more
- Competitive interest if balance falls below $1,500
- Only $6 monthly charge if minimum balance falls below $1,500
50+ Interest Checking
An account for clients 50 and better
- FREE personalized checks (see banker for details)
- Competitive interest
- No minimum balance
- No monthly service charge
Direct Interest Checking
Earn interest with the convenience of direct deposit or any automatic payment
- FREE first box of personalized checks (see banker for details)
- Competitive interest
- No minimum balance
- No monthly service charge
Absolutely Free Checking
A FREE account for everyone
- No minimum balance
- No monthly service charge
Bank On Checking 
An account for those interested in banking without using checks
- No minimum balance required
- No overdraft fees
- Low $5 monthly fee
Open Your Personal Checking Account at F&M Bank Today!
All it takes to open a checking account at F&M Bank is to visit any of our offices in Galesburg, Brimfield or Peoria. Our staff can help you select and open the account that’s right for you, and answer any questions you have.
