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Agricultural Loans

David M Walter

David M. Walter
Vice President
Commercial and Ag Banking Manager
NMLS # 820654
21 E. Main St., Galesburg, IL
(309) 343-0002 ext. 20654

 

Trent CoxTrent Cox
Business Banking Officer
NMLS # 571424
21 E. Main St., Galesburg, IL 
(309) 343-0002 ext. 20637

 

 

Ag Loans for Real Estate, Equipment and More at F&M Bank

Farming and agriculture have been the backbone of our local economy for decades. Our communities wouldn’t be what they are today without the dedication and hard work of area farmers and their families.  F&M Bank continues to support the ag industry in and around Galesburg and Peoria by offering competitive and flexible ag loan products.

Ag Term Loans- Financing for Farm Growth

Is your farm operation growing? If so, ag term loans through F&M Bank provide the financing you need for your expansion. They cover expenses relating to equipment, farm real estate, buildings, breeding livestock and more. Ag term loans are also flexible, as they come with fixed or variable rates. Payment schedules can be customized to meet your farm’s cash flow as well.

Ag Lines of Credit

Farming and agriculture are cyclical, meaning your cash flow can experience peaks and valleys throughout the year. To help you cover operational costs year-round, F&M Bank offers ag lines of credit:

  • Variable interest rates
  • Pre-approved, revolving loans
  • Can be used for pre-paid expenses and working capital needs

Ag Worryfree

No one likes the feeling that accompanies a declined transaction or a returned check. With Ag Worryfree, you get protection from overdrafts conveniently connected to your checking account at F&M Bank:

  • Pre-approved credit limit
  • Funds are transferred automatically in the event of an overdraft
  • Your payment is deducted automatically from your checking account every month

F&M Bank’s Ag Lenders- Quick and Friendly Service

We start every conversation about ag loans the same way: with a warm greeting, a handshake and listening to your needs. This ensures we only recommend ag loan solutions that fit your needs, not our bottom line. Start your conversation about your ag lending needs today by contacting our ag lenders.

David M. Walter, Vice President, NMLS# 820654, Phone: 309-343-0002 ext. 20654

Trent D. Cox, Business Banking Officer, NMLS# 571424, Phone: 309-343-0002 ext. 20637