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F & M Investment Services

When it comes to managing your money, F & M Investment Services takes somewhat of a different approach from most firms. Rather than focusing on a specific type or category of investment, the emphasis is where it belongs: on you.

Securities & insurance products are offered through LPL Financial, and its affiliates, Member FINRA/SIPC. LPL Financial is the nation's leading independent brokerage firm* without proprietary investment products, and has a network of over 10,000 independent representatives. It must be noted that securities are not bank deposits, not FDIC-insured, and are subject to investment risk including possible loss of principal, not guaranteed by the bank or any federal government agency.

LPL's independent brokers and absence of "in-house" products are an important consideration. It helps ensure that the focus is where it belongs, on the needs of the investor. It also removes any doubt regarding pressure that a brokerage firm might place on its representatives to promote its own captive family of mutual funds or to push securities that it holds in inventory, over and above other types of investments that might be more appropriate.

For further information or to arrange a no-cost, no-obligation appointment, call F&M Investment Services at 309.343.0002 ext. 21511, or visit us at 1230 N. Henderson St, Galesburg, IL.

Thomas J. Dunker, Vice President Investment Executive  309.343.0002 ext.21506   www.lpl.com/Thomas.Dunker/

Adam Turner, Investment Representative 309.343.0002 ext. 21697

Jennifer Pittman, Investment Assistant    309.343.0002 ext. 21511

*As reported in Financial Planning magazine, June 1996--2007 (based on revenues)