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Checking

  Free Business Checking Commercial Checking Small Business Interest Checking Community Interest Checking Farmers Choice Checking
  A free checking
account for businesses
with low to moderate
transaction volume
Suited for customers with higher volume utilizing an earnings credit to offset fees An interest-bearing
account for low
transaction volume
Designed for not-for-profit and governmental organizations A free account for farmers
Monthly Maintenance None $11.00 $5.00; waived if
average collected
balance is greater
than $2,500
None None
Per Debit 200 free combined debits,
credits & deposited items;
$0.40 each >200
$0.15 100 free combined debits, credits & deposited items; $0.25 each >100 150 free combined debits,
credits & deposited items;
$0.10 each >150
200 free combined debits, credits & deposited items; $0.40 each >200
Per Credit $0.20
Per Deposited Item $0.09 F&M items;
$0.11 local/foreign
Earnings Credit/Interest NA Prior month's average 90 day T-Bill applied to average collected balance less reserve requirement Interest Tiered Interest:
$0-9,999.99
$10,000 and over
NA
FDIC Coverage $250,000 FDIC Coverage $250,000 FDIC Coverage $250,000 FDIC Coverage $250,000 FDIC Coverage $250,000 FDIC Coverage
Available Features for All Accounts
 

Account Analysis

Lock Box

Account Reconciliation OneCard
ACH Online Banking
Bill Pay Overdraft Protection
Business Credit Card PayCard
Cash Concentration

Privilege Banking

CD Imaging

Remote Deposit Capture

Credit Card Processing

Repurchase Agreement Sweep

Direct Deposit Payroll

Store Branded Gift or Loyalty Cards

Electronic Data Interchange

Wire Transfer

Investment Sweep Zero Balance Accounts

Loan Sweep