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Agricultural Loans

As a community-based bank, we are committed to helping the farmers in our community grow and prosper. Whether you need financing for daily operations or to fund growth and expansion, we have loans and programs that can help.


Operating cash available when you need it.

  • Pre-approved, revolving loans
  • Cover pre-paid expenses and working capital needs
  • Variable interest rates


Loans to help your operation grow ... Breeding livestock, equipment, farm real estate, buildings or grain bins

  • Fixed or variable rates
  • Payment schedules that meet your operation cash flow
  • Purchase capital assets or refinance existing loans


Automatic protection against overdrafts.

  • Pre-approved, revolving line of credit tied to your business checking account
  • Provides credit up to a pre-set limit
  • Automatic funds transfer covers checking account overdrafts
  • Monthly payment deducted automatically from checking account
  • Cover short-term needs

For friendly, prompt, personal service, call and ask for one of the following individuals:

David M. Walter

Vice President NMLS# 820654

309.343.0002 ext. 20654

Trent D. Cox 

Business Banking Officer NMLS# 571424 

309.343.0002 ext. 20637 

Annette P. Pickrel, CTP

Cash Management Officer

309.343.0002 ext. 20623

Joseph M. Riley 

Business Banker NMLS# 742275 

309.343.0002 ext. 20509 

Ag loans are subject to credit application, qualification, approval and its own terms and conditions, including applicable fees.