SCAM PHONE CALLS & TEXT MESSAGES

We've received reports that some clients are receiving fraudulent phone calls and text messages mimicking CBI Bank & Trust. These are scams and are not coming from CBI Bank & Trust. Please do not give any information over the phone and do not click on any text message links.  If you have any questions, please call us directly at the known phone number or contact your regular banking representative.

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Additional Services

Debit Cards, Gift Cards and Other Services

SHAZAMChek® Debit Card

Make the purchases you need and access cash at ATMs with a SHAZAMChek® MasterCard® debit card from F&M Bank.

Online Check Reorders

Out of checks? Reordering them easy and can be done online here.

Privileged Status ATMs

When you are out of our service area, you can still use ATMs without being charged a fee from the other bank through the Privileged Status ATM network. Find the Privileged Status ATM machine nearest you here.

Safe Deposit Boxes

Secure vital documents, valuables and other important items in a safe deposit box at F&M Bank. Sizes and annual rental fees are as follows (please contact F&M Bank  for availability):

  • 3 x 5- $25
  • 3 x 10- $40
  • 5 x 10- $50
  • 10 x 10- $75

Night Depository

If you are unable to make it by the bank during the day, we have night depositories at every location for you to make your deposit safely and securely.

Cash Advances

Cash advances for VISA®, MasterCard® and Discover® are processed at some of our locations. You must provide identification that matches the name on the card.

Other Valuable Services Offered at F&M Bank

  • Cashier’s Checks
  • Money Orders
  • Savings Bond Redemption
  • Notary Public
  • Currency Exchange