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President's Message

doug sandersDear Friends:
F&M Bank is proud to be part of the Galesburg and Peoria area communities. Since 1869 we have built trust and long lasting relationships with generations of F&M Bank customers.

Whether it's helping customers save money by refinancing their mortgages or lending money to a growing business, we are working hard to keep our communities strong.

Reflecting our committment to west central Illinois, the bank continues to experience consistent growth.  We maintain a strong and conservative balance sheet, which is often recognized by bank agencies.  Bauer Financial, Inc. has once again awarded F&M Bank a Five-Star Superior rating, which is its highest possible rating.

We believe that our success is a result of our mission to make sure that our customers are also successful.  When you bank with F&M, you can rest assured that you are dealing with a real person located right here in your local area.  You will never have to call an 800 number and speak with someone at a home office in a faraway place.  This also means that we offer fast, local decision making, which allows us to be more flexible in structuring your financial services.

We’re proud of the role we play in making a positive impact in the communities we serve. Not only do we support our area with loans and donations, our employees volunteer more than 5,000 hours of their time every year. Our team is involved in everything from schools and churches to service clubs and economic development.

If you are a customer, thank you for banking at F&M. We work hard to surpass customer expectations. If you’re not a customer, stop by and experience what makes F&M Bank extraordinary. We think that’s what people deserve from their bank.

Doug Sanders, President