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Lending Center

Experience, local decisions and local service… three great reasons to make F&M Bank your lender of choice. Our loan officers are experts at working with you to suit your needs. Experience the difference that working with a true community bank can make.

Throughout F&M Bank’s history, our banking practices have always been safe and sound. We continue to lend money to businesses and individuals, which is an important part of keeping our community strong. Our banking team has a wealth of experience, which allows us to be more flexible in structuring financial services for you.