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Cash Management


Annette Pickrel, CTP
Cash Management Officer
21 E. Main St., Galesburg
(309) 343-0002 ext. 20623

Other Valuable Business Services

At F&M Bank, we know how much time and effort you put into making your business or farm a success. We’re here to help you make your money work harder for you, while simplifying your day to day tasks.

Cash Management Services

The goal of F&M Bank’s Cash Management services is to help you spend less time worrying about your finances and more time focused on running your business. Here’s a brief overview of some of our Cash Management services:

  • ACH- easily make electronic payments or collections via our Business Online Banking
  • Business Credit Card- make purchases and build your business’ credit history
  • Business Debit Card- access your checking account at the register, online or at an ATM
  • Credit Card Processing - take debit and credit card payments in person, online, or over the phone
  • Direct Deposit Payroll- pay your employees electronically, while saving money on paper checks
  • Online Banking- Timely access to account information from anywhere with internet capabilities
  • Remote Deposit Capture- deposit all of your checks from your desk instead of bringing them by the bank
  • And many more!

Get Started with Cash Management Today

It’s time to start working smarter instead of harder. Let F&M Bank help you manage your business’ finances by contacting Annette Pickrel to help you get started with Cash Management services.